Rewards programs are a great way to save especially if you’re a loyal user of the product. Companies wanting to recognize preferred shoppers are offering rewards for multiple purchases. A few of my favorites include:

www.Mycokerewards.com: enter codes from various products to earn coupons for freebies, items such as T-Shirts, and even donate to some of your favorite charities.

www.lorealparisusa.com/rewards is L’Oreal’s program. It works this way. Sign up for the L’Oréal Paris Gold Rewards Program, and when you purchase any 5 L’Oréal Paris hair color products, you’ll receive the next one FREE! Simply enter the code found within each box prior to coloring and it will count toward your reward.

www.Diapers.com Loyalty program, gives $5 off every case of diapers, every time you order. It’s easy! No complicated reward point systems to navigate. Just a cool $5 off every case of diapers, every time. For first time customers, get $10 off.

Enter code TAKEFIVER at checkout (the one and only time you’ll have to enter a code for this program), and start saving on your diapers today!

I’d love to hear about some of the programs you’ve found. Send them along, and we can all share in the savings.

I love getting free items in the mail. In any particular issue of Refundle Bundle magazine I have about 50-100 different freebie offers.

I’m able to accumulate this amount of freebies for a few reasons. First, some of my most loyal readers such as Virginia Ann Senyk, Lilly Petronka, Ben Salkin and Maureen Slovaki send them along to me.

I also check a group of my favorite sites from time to time to see what’s available. Kraft has been giving away lots of goodies, but it’s important to have the correct url address to access the freebie.

E-newsletters will sometimes have a freebie listed along with coupons.

Recently I’ve received Granola bars, a sample of Kashi, a Debbie coupon, and a free wonder cloth.

If you come across any free things, please post them on the discussion board for all to share.

Refund Offers will net you the best savings but require you to mail away your proofs of purchase to receive your refund. And you can save in 3 different ways.

• A return of a free product coupon
• Cash back on the purchase
• Great premiums or gifts

In a typical year, I get back about $2500 in cash, in addition to the free product coupons and gifts. I place all my refunds into an interest bearing back account, and any expenses associated with my refund offers come out of this account. So my hobby is certainly money-saving and fun.

Some of the premiums include: T-Shirts, free movie tickets, stuffed toys, great kitchen-related items, insulated lunch bags, a Crockpot, the Energizer Bunny about 2’ tall, matchbox cars, lovely tote bags, wonderful child’s books, cookbooks, children’s items that served as a diversion when my kids came to me with bumps; more unique gadgets than I can list here.

The free product coupons are just about on every item. Most packaged goods, pet foods, cereals, paper goods all offer refunds in the form of a coupon. Among those that I like the best are the tie-in promotions offering a coupon on another product. For example, Wishbone’s refund on its salad dressing nets $2 back on the purchase of produce, Dole Pineapple wants you to make Hawaiian Chicken, that refund is $2 on your meat order. But the packaged goods are great too. I got a coupon for a free Cheer, the cost of the product around $15.

Refunding is worth the time, postage money, and effort. For more information, great offers, go to www.refundlebundle.com and start saving too.